We have designed a process to help you (and us) make an informed and educated decision about working together.
Learning a little bit about our firm and the process will give you a framework for evaluating us and other firms you might be considering.
Here are the highlights:
No Cost Consultation
Answer Your Biggest Questions
We want to know exactly how we can help before we decide it we're a good fit.
You'll get guidance on your biggest questions regarding your financial life.
The very first step is a 15-minute "get to know each other" phone call.
1 - Schedule a Call
A short phone call will give us both a chance to make sure your situation matches our expertise.
The call will accomplish the goal of whether or not it makes sense to continue the conversation.
2 - Discovery Meeting
It's important that we diagnose before we prescribe. A discovery meeting takes about 60 minutes and during our time we will get a clear view of where you're currently at vs. where you want to go in the future.
3 - Analysis and Review
Using your goals and our expertise, we craft a baseline plan that provides a road-map for the future. Our goal is to answer the following questions:
Are you on track to reach your goals?
How can your strategy be optimized?
How can your investments be improved?
4 - Take Action
We are looking for long-term client relationships, not a quick transaction. Some questions to consider:
Do I like, trust, and respect LifePoint Planning?
Do the benefits outweigh the costs?
Do I understand and agree with their investment approach?
Do their financial planning recommendations make sense?
How Do I Know If I'm a Good Fit?
We deliver the greatest value when we focus on complex situations that require our expertise. Our typical clients are:
professionals over age 50 who are on the cusp of retirement or currently retired.
diligent savers who have accumulated investment and retirement assets of $1 million or more.
people who understand that the success of their retirement is too important to be doing it themselves and value expert guidance.
What is a fiduciary?A fiduciary has the highest ethical obligation to put your interests ahead of their compensation and any other considerations. I am a fiduciary – this is a fundamental value of mine and I wouldn’t have it any other way.
Why should I hire you instead of doing this myself?You don't get a second chance at a successful retirement. Although some DIYers are able to accumulate wealth over their lifetime, when it comes to distributing that wealth in the most tax efficient way, there are a lot of factors that can play a big role. Whether you delegate the majority of the planning and strategy to us, or you would like to take a collaborative approach (most of our clients are somewhere in the middle), you can rest assured that you'll have a plan for the "gotcha" situations that seem to always occur in our lives. The financial world can be complex - some people simply would rather enjoy their retirement and delegate the rest to an advisor. Other people enjoy financial planning and take a more collaborative approach with their advisor. Whichever style you prefer, we are there to meet you where you are, taking a strategy agnostic approach so that your retirement style (and preferences) are matched with the correct strategy for you.
Who is your typical client?My typical client is...
What is your investment strategy?I believe in...
Who is NOT a good fit for LifePoint Planning?...
Do I have to come to your office?No
Do I have to pay for the first meeting?No
What is the CERTIFIED FINANCIAL PLANNER(TM) designation?CFP(r)
Why did you name your firm LifePoint Planning?...
Do you work with people outside of Michigan?Yes.