You Have Enough to Retire. So Why Doesn't It Feel Like It?
- Doug Oosterhart, CFP®
- 3 hours ago
- 1 min read
You can do everything right. Save diligently, invest well, retire with seven figures and no debt, and still lie awake wondering if it's really enough. If that sounds familiar, you are not alone, and the fix is probably not a bigger account balance.
In this video, I walk through the research on why retirement confidence and net worth keep drifting apart, and the four things we consistently see in the people who actually feel secure in retirement. Not one of the four is the size of the portfolio.
What we cover:
Why "Do I have enough?" is usually the wrong question
The confidence gap, and what the data from Fidelity and Schwab actually shows
The four things every real retirement plan is built on:
A plan that is actually written down
Knowing your real numbers
Knowing what you are retiring to
A second set of eyes
Chapters:
0:00 The couple who "won" and still couldn't sleep
1:50 Today’s Agenda
2:06 The Confidence Gap
4:30 Number 1: A real plan, actually written down
7:12 Number 2: Knowing your actual numbers
10:46 Number 3: Knowing what you're retiring to
12:50 Number 4: A second set of eyes
15:36 Why confidence comes from clarity, not your balance.