The "we do better when you do better" problem:
For years, retirees have accepted that paying an advisor 1%-2% of their assets every year is the normal thing to do. Some of the biggest wealth management firms in the country will tell you that "we do better when you do better."
So when the market goes up 20% – does your advisor deserve a 20% raise for something they probably had no influence in?
Delivering value for you in all areas of retirement.
Investment Management
Our investment portfolios are carefully designed to help retirement investors reduce risk, improve returns, and create a reliable income stream. It starts with focusing on areas we can control. For example. keeping costs low, owning tax-efficient investments, and staying disciplined through all market cycles. As a fiduciary, our job is to make investment decisions that are in your best interest. This means ignoring the daily headlines and sticking with evidence-based solutions.
Tax Planning
It's important that an investor saves into the correct accounts AND holds the correct investments in those accounts. There are various account types and they are generally all taxed differently. There are tax ramifications now and in the future for each decision your make with your money. Let's make sure that your tax plan is optimal for you.
Retirement and Income Planning
The retirement income puzzle is one that has numerous solutions. It's important that you find the correct solution for your specific situation. We take a strategy agnostic approach and don't try to fit every client into one strategy. You don't get a second chance at a successful retirement, so it's important to get it right the first time.
