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There's a good chance you're overpaying your financial advisor.

It doesn't have to be this way.

The "we do better when you do better" problem: 

For years, retirees have accepted that paying an advisor 1%-2% of their assets every year is the normal thing to do. Some of the biggest wealth management firms in the country will tell you that "we do better when you do better." 


So when the market goes up 20% – does your advisor deserve a 20% raise for something they probably had no influence in?

It's time that changed.

I'm Doug Oosterhart, CFP®, and I'm a fee-based financial advisor serving retirees across the country.

I charge a flat annual fee for my services – and when the market goes up (there's a good chance it will), you keep all that growth.


Our firm covers every area of retirement.

Investment Management

Our investment portfolios are carefully designed to help retirement investors reduce risk, improve returns, and create a reliable income stream. It starts with focusing on areas we can control. For example. keeping costs low, owning tax-efficient investments, and staying disciplined through all market cycles. As a fiduciary, our job is to make investment decisions that are in your best interest. This means ignoring the daily headlines and sticking with evidence-based solutions.

Tax Planning

It's important that an investor saves into the correct accounts AND holds the correct investments in those accounts. There are various account types and they are generally all taxed differently. There are tax ramifications now and in the future for each decision your make with your money. Let's make sure that your tax plan is optimal for you.

Retirement and Income Planning

The retirement income puzzle is one that has numerous solutions. It's important that you find the correct solution for your specific situation. We take a strategy agnostic approach and don't try to fit every client into one strategy. You don't get a second chance at a successful retirement, so it's important to get it right the first time.


It's easy

to learn more.

Schedule an introductory call and let's have a conversation about what you're looking for and how I may be able to help.

Don't give money to your advisor that you don't have to.

Find out how much you could save by getting a free second opinion below.
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