The "We do better when you do better" problem:
For years, many retirees have paid 1–2% of their assets annually for financial advice—often without asking questions on how it all works.
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Some firms say, “We do better when you do better,” but that may mean their fee increases when the market goes up—regardless of their influence.​
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​So when the entire stock market goes up, do you think your advisor should get a raise?
Welcome to LifePoint Planning.
Aaron Harris, CFP®, CLTC, a fee-based fiduciary financial advisor serving retirees across the country.
Our firm charges a flat annual fee for our services – and when the market goes up (there's a good chance it will), you keep all that growth.
Delivering value for you in all areas of retirement.
Investment Management
Tax Planning
Retirement Income Planning
Our investment portfolios are carefully designed to help retirement investors reduce risk, improve returns, and create a reliable income stream. It starts with focusing on areas we can control. For example. keeping costs low, owning tax-efficient investments, and staying disciplined through all market cycles. As a fiduciary, our job is to make investment decisions that are in your best interest. This means ignoring the daily headlines and sticking with evidence-based solutions.
It's important that an investor saves into the correct accounts AND holds the correct investments in those accounts. There are various account types and they are generally all taxed differently. There are tax ramifications now and in the future for each decision your make with your money. Let's make sure that your tax plan is optimal for you.
The retirement income puzzle is one that has numerous solutions. It's important that you find the correct solution for your specific situation. We take a strategy agnostic approach and don't try to fit every client into one strategy. You don't get a second chance at a successful retirement, so it's important to get it right the first time.